Information and FAQs
Can I Keep My Home in Alabama Without Paying for it if I File Bankruptcy?
Posted on 05. Apr, 2010
If you file Bankruptcy (either Chapter 13 or Chapter 7) you have to continue to pay for the things that you want to keep. For example, if you owe $12,000 on your car and you file Chapter 13 (where you make a monthly payment), you will have to pay at least $220.00 per month over a five year period of time to pay off the car. If you file Chapter 7 you will have to continue to make your regular monthly payment on the car in order to keep it. As far as your mortgage payment, you must continue to pay the regular mortgage payment every month when it comes due under either Chapter 7 or Chapter 13 in order to keep your house.
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Alabama Bankruptcy and Debt Relief Questions
Posted on 05. Apr, 2010
Since calls to my office about bankruptcy have been increasing, I’ve decided to share some bankruptcy FAQs with you. These are short answers to complicated questions. If you are considering filing bankruptcy, it is important that you hire an experienced attorney.
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How to Stop a Foreclosure in Alabama
Posted on 05. Apr, 2010
There are several ways to stop a foreclosure. One of the most common ways to prevent a mortgage company from foreclosing on your home is to file Chapter 13 Bankruptcy. Chapter 13 allows you to reorganize your debt and gives you the opportunity to pay your mortgage arrearage over a 3 or 5 year period. It is important that you consult with an experienced Bankruptcy attorney and file your case before the date that the foreclosure is scheduled. Once the foreclosure sale is held, Chapter 13 cannot save your home. Filing Chapter 13 can also stop vehicle repossessions and may reduce your total monthly expenses.
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Alabama Automobile Accident Legal FAQs
Posted on 05. Apr, 2010
Although I handle many different types of cases I represent a lot of people involved in automobile accidents. Auto accident law can be very complicated because the different traffic laws, insurance coverage, and situations that people get into. Here are some of the most common questions that I get involving automobile accidents.
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How Does Small Claims Court Work in Alabama?
Posted on 05. Apr, 2010
You can file a Small Claims lawsuit in almost any civil case where the amount in controversy is $3,000.00 or less. You do not need a lawyer to represent you because the rules are relaxed and your case will be decided by a Judge and not a jury. To initiate a case in Small Claims Court you need to fill out a Statement of Claim (Complaint) and file it with the clerk’s office in either the county where your claim occurred or where the Defendant (person you are suing) resides.