Do It Yourself Law

How to Stop Foreclosure

How to Stop Foreclosure

There are several ways to stop a foreclosure. One of the most common ways to prevent a mortgage company from foreclosing on your home is to file Chapter 13 Bankruptcy. Chapter 13 allows you to reorganize your debt and gives you the opportunity to pay your mortgage arrearage over a 3 or 5 year period. It is important that you consult with an experienced Bankruptcy attorney and file your case before the date that the foreclosure is scheduled.

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How Does Small Claims Court Work in Alabama?

You can file a Small Claims lawsuit in almost any civil case where the amount in controversy is $3,000.00 or less. You do not need a lawyer to represent you because the rules are relaxed and your case will be decided by a Judge and not a jury. To initiate a case in Small Claims Court you need to fill out a Statement of Claim (Complaint) and file it with the clerk’s office in either the county where your claim occurred or where the Defendant (person you are suing) resides.

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