Tag Archives: bankruptcy

What To Do After a Fire

What To Do After a Fire

On December 8, 2009 at 3:30 a.m. I woke up and smelled burning wire. A few minutes later our entire house was on fire and my wife and I were lucky to make it out alive. Investigators believe that lightning started the fire. I never thought in a million years that a fire would destroy our home. Looking back we realize that we were not adequately prepared for this disaster. Now I want to use my experience to help you prepare for a disaster and cope with its aftermath

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What Happens if I Fall Behind on My Mortgage Payment If I’m in Chapter 13 Bankruptcy in Alabama?

When you file Ch. 13 there is a provision in the law called the Automatic Stay. The Automatic Stay is like a blanket that covers you when you file, preventing your creditors from taking “any action to collect a debt” from the date that you filed forward without permission from the Court. That Automatic Stay provision is what stopped the foreclosure when you filed.

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Can I Keep My Home in Alabama Without Paying for it if I File Bankruptcy?

If you file Bankruptcy (either Chapter 13 or Chapter 7) you have to continue to pay for the things that you want to keep. For example, if you owe $12,000 on your car and you file Chapter 13 you will have to pay at least $220.00 per month over a five year period of time to pay off the car.

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Alabama Bankruptcy and Debt Relief Questions

Since calls to my office about bankruptcy have been increasing, I’ve decided to share some bankruptcy FAQs with you. These are short answers to complicated questions. If you are considering filing bankruptcy, it is important that you hire an experienced attorney.

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